How An HOA Can Affect Your Mortgage

Posted on: 19 October 2015

If you recently made an offer on a home within a community that has a homeowners association (HOA), you should not be surprised if your lender starts asking questions about the HOA. This is a completely normal part of the underwriting process, and lenders do this for protection. One of the main questions your lender may ask involves the percentage of occupied units. If this number is not right, it could affect your ability to get a loan for this particular house.
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Three Things To Know About Home Loans

Posted on: 8 September 2015

Many people think that getting approved for a home loan is overly difficult to do. That is not necessarily the case at all. Many lenders are approving loans to new homebuyers because it helps the economy grow. The following guide walks you through a few things you should know about applying for a home loan.  Not All of the Down Payment Is Needed in Order to Apply for a Home Loan
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4 Reasons To Take A Home Equity Loan To Buy A Car

Posted on: 22 June 2015

If you have started looking for a car to buy to replace your old one and are trying to determine how to pay for this new purchase, there are several options. The most popular way is through an auto loan, but you might benefit more by taking a home equity loan for this purchase. Here are four reasons you may want to use funds from a home equity loan to buy your next car.
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Payday Loans As A Financial Option After Retirement

Posted on: 23 April 2015

As a senior, it's often hard going from a regular fixed paycheck to a fixed income check via the government. There is no ability to work overtime for more money, and typically your pay is decreased from what you were used to earning. When you are in a bind, you may feel there are no options but to go without paying for something you truly do need. However, you may be eligible for a cash advance loan.
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