how to get cash fast for emergencies

Posted on: 20 November 2015

If you are strapped for cash, you might be thinking about refinancing your home and obtaining a second mortgage. As the name suggests, a second mortgage uses the equity in your home to provide you with extra cash. Like a traditional mortgage, the bank uses your home as collateral and if you don't make your payments, the bank can take your home from you. While a second mortgage might sound like the perfect opportunity to get some extra money, it's not ideal for every situation.
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Posted on: 19 October 2015

If you recently made an offer on a home within a community that has a homeowners association (HOA), you should not be surprised if your lender starts asking questions about the HOA. This is a completely normal part of the underwriting process, and lenders do this for protection. One of the main questions your lender may ask involves the percentage of occupied units. If this number is not right, it could affect your ability to get a loan for this particular house.
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Posted on: 8 September 2015

Many people think that getting approved for a home loan is overly difficult to do. That is not necessarily the case at all. Many lenders are approving loans to new homebuyers because it helps the economy grow. The following guide walks you through a few things you should know about applying for a home loan.  Not All of the Down Payment Is Needed in Order to Apply for a Home Loan
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Posted on: 22 June 2015

If you have started looking for a car to buy to replace your old one and are trying to determine how to pay for this new purchase, there are several options. The most popular way is through an auto loan, but you might benefit more by taking a home equity loan for this purchase. Here are four reasons you may want to use funds from a home equity loan to buy your next car.
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